SBA Loans
Loan options associated with a Small Business Administration program.
Outside resource
Business Financing Options for Small Businesses
Many clients ask where to look when they need working capital. This page points to an outside provider TLC refers clients to for information about business financing options.
Important disclosure
A referral, not a TLC financing service
TLC Business Solutions is not a lender, bank, broker or credit advisor.
TLC does not arrange, negotiate, guarantee or advise on financing, credit or lending.
TLC may receive compensation if you apply through the link on this page.
This page is provided as general information, not individualized financial, tax or legal advice. Any financing decision is between you and the lender, and you should review terms with your own professional advisors.
Financing categories
Types of financing available through the provider
The outside provider referenced by TLC lists the following categories.
Line of Credit
A revolving source of business capital that can be used as needed.
Working Capital
Financing intended to support ongoing operating expenses and cash-flow needs.
Revenue-Based Financing
A financing structure tied to a business’s revenue.
Equipment Financing
Financing used to purchase business equipment.
Accounts Receivable Financing
Financing based on outstanding customer invoices.
Commercial Real Estate
Financing for eligible commercial real estate needs.
Provider information
What the provider says it looks for
These are the provider’s stated criteria, not TLC’s:
- 4 or more months in business for its top options.
- Roughly $10,000+ in monthly gross sales, or about $120,000 in annual gross sales.
- No minimum FICO score required to apply, though credit profile affects what is offered.
Provider process
How the process works
The provider describes the process in three steps:
01
Apply online
02
Review the options with an advisor
03
Receive funds if approved
The provider states funding can be as fast as 24 hours for approved applicants.
Explore the outside resource
Review financing options directly with the provider.
See financing options
This link goes to a third-party provider.
Where this helps TLC
Start with the numbers you control.
Healthy books, current financials and clean reporting are usually what make a business financeable. If the underlying numbers are the problem, the accounting work is the starting point.