Consumers are also being shocked when they discover the limitations of the protection they purchased. Much like when you hear an intruder in your home, you need immediate action. You don’t want the 911 operator offer to e-mail a crime report with a list of possible affected agencies. You need someone with authority

Below is a coverage chart that will hopefully help you. I called and spoke with the listed agencies representatives rather then just relying on a website or brochure.

• Only a few people receive large incomes.
• Only 5% or less of the employees are selected to attend a company paid vacation.
• A car allowance is only provided for a select few of the company employees.
• Those who show up daily, but do not report to their duty station, will not be paid for their efforts.
• If you do not perform your assigned duties for six months, you could loose your job.
• You will only receive a sales commission if you sell something.

The truth is most company organizational charts can be shaped like a Pyramid; and all of the above statements are true of most businesses. That does not make them a rip-off or scam, but it does mean:

• You are highly restricted in increasing your income.
• You may be down sized even though you are an above average employee.
• You will not continue to be paid once you stop working for the company.

Network Marketing is a multi-trillion dollar per year, business model that can offer the following:

• The ability to offer other people the opportunity to do the same thing you do and be paid for their efforts.
• A bonus when someone within your organization receives a raise or makes a sale.
• Increase your income by accomplishing more.
• The opportunity to grow your personal leadership skills without becoming a threat to your boss.
• Gain business knowledge and skills at a minimal risk of less then $500.

Is It Time To Start Looking Out For Your Future?

Ken Bear Cole

E-mail: ken@aslbc.com

â All Rights Reserved.

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“When times are bad is when the real Entrepreneurs emerge. Entrepreneurs don’t really care if the market’s up or down. They’re creating better products and better processes.”

How do people make it during down times? They become more creative. They are willing to look at things differently, because things are different. Many people are still operating in the Industrial Age mindset of going to college and getting good grades, so you can work for a large corporation and retire.

But we are now in the Information age. Many are finding college too slow and expensive. Since 2007 many graduates are finding themselves deeply in debt and needing to work for lower wages if they can find a job at all. Meanwhile, self-educated entrepreneurs are becoming the business owners who hire college grads to work for them. The business owners may obtain similar debt, but they have a company that is making profits, which provides an income and debt service.

But how does that affect traditional industries like restaurants? A lunch wagon owner in Los Angeles is using Twitter to alert customers where they will be in 30 minutes. They are arriving and finding customers lined up to buy their food. Delis are providing small discounts to their customers who E-mail their lunch orders by 10 am. That way the deli can make orders up ahead of time. They are even providing a separate pick up lane for those prepaid orders. The customers are happier and the deli is becoming more profitable.

Others are looking at network marketing, the concept of being able to become a franchisee for a major company and their products. It saves the manufacture millions of dollars in advertising and allows common individuals to build a business that they own. No more downsizing or layoffs. It is their company, which can be handed down to future generations. These business owners can duplicate themselves by helping others do the same thing. This is providing residual income for hundreds of thousands of individuals throughout the world.

So don’t sit at home wondering what to do, investigate owning your own business.

Most people want to tell others when they find a good product or service. That is what good Network Marketers do. They are not pushy, abusive, and obnoxious or loose their friends. They just share. Some will want the product and others will not. It simply does not matter! These marketers just need to share the information. Most people work on a part time basis, spending only about 10-15 hours per week.

You need to find a company that has a renewable product, which is easy to maintain. If your customers need to wait 7–10 days for a refill to arrive, you might loose that customer. There are people who have continued to get paid residual income for over 40 years. Many only know a fraction of their customers, because they have built a network of people offering products throughout the country. These are the same business principles that Costco, Home Depot, Wall-Mart, Insurance companies, Mc Donald’s, Burger King and many other companies have used, but most of those organizations charge $100,000-$1 million for a franchise. Then you need to lease or purchase a location and build a restaurant or store. With Network Marketing companies your franchise fees are usually less then $500.

There are literally thousands of products and services sold via Network Marketing. That is where you purchase franchise rights to market for an established company.

Beware of organizations with less then two years of experience. Most start up companies die because of administrative problems or lack of cash.

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Yes we could see $5.00 per gallon gasoline prices this summer. We have already seen $4.99 for premium in parts of California. I was wondering what the average person thought about this potential increase, so I took a survey of people at shopping centers.

Most said they simply could not afford $5.00 for a gallon of gas, but some indicated that they could afford gas prices as high as $8.00 per gallon. A few indicated they would forego a family vacation this year or curtail their children’s activities like soccer or baseball.

No one selected the option of looking for additional work, like a part time job, which surprised me.

But the truth is, we will pay whatever it costs to continue driving our cars. The majority of those surveyed indicated they owned a compact vehicle and a SUV or truck. As gas prices continue to rise, you will see more SUVs parked and used sparingly.

I remember 1973 when gas prices rose from 23 cents to 35 cents per gallon and we all thought we were going to die. Car dealers were almost giving away large vehicles like Cadillac, which only got 5 or 6 miles per gallon. People were saying they could not afford the increase, but we all somehow managed. During the 1980s we stood in line and could only buy gas on odd or even days. Your day to buy gas was indicated by the last number on your car’s license plate. If you had vehicles with both odd & even you were allowed to spend from 45 minuets to two hours in line to fill your tank. But at least the price of a gallon of gas was around 85 cents.

So I guess it is time to tighten our belts once more as the price of most everything is going to increase because of gasoline prices. We will learn new ways to conserve and it will open opportunities for businesses to create and market new items, which will save us money. Just think, your new job could be created during this crisis.

“Objects at rest tend to stay at rest. Objects in motion tend to stay in motion.”

It will take more effort to start building a team, then once people start joining. Don’t be discouraged when you hear from those who have built a large organization and are making thousands of dollars each month. Everyone struggles at different stages of this business. I have listened to stories from Executive Directors who were stuck at Associate or Manager for months, before things started to click. The key is to not give up, but examine what you are doing. Often you may be making things too complicated. Remember, everything you do must be easy to duplicate. Rely on the tools and your up-line rather then your own skills. That will make you more successful.

If you have suffer from people dropping out, you need to realize that is common, but it may not be of your making. Remember the story of The Sower in the Bible. He had good seed, but the birds ate some. The sun consumed some who had little depth. Others were consumed by the cares of life. But there were those who produced 30 times, 60 times and 100 times, these are the ones you need to concentrate your efforts.

It is important to think like a lifeguard. You must approach someone who is drowning with extreme caution or they will pull you under and both of you will drown. You need to protect yourself first. You may also discover that you need to grow and develop new skills. Rather then praying that things become easier, ask that you become stronger and more adapt at managing and assisting other to fulfill their dreams.

Those who get in early have the best advantage. False. At the beginning of a new company is actually quite risky. Network Marketing requires a lot of capital during start-up and growth. I do not recommend anyone to join a company that has been in business less then two years. The risks are simply too high. If being on the ground floor were important in business, you would never see new restaurants, tire stores, or cell phone companies.

If you become a Network Marketer, you will loose all of your friends. For some this has been true, because of their marketing tactics. No one wants to be around a predatory salesperson. That is not the way to do business in any industry. You should be honest and open regarding the presentation of your company and it’s products. People want to buy rather then be sold something. Predators do not build customer loyalty. Repeat customers are the key to building long term income.

You won’t make any money unless you recruit new salespeople. This is not true if you are working with a quality company, which markets valuable products or services at reasonable prices. The purpose of recruiting others is to help them become successful by duplicating what you are doing. Building a team will produce residual income from the efforts of everyone in your organization.

You need to be a good salesperson to make money in Network Marketing. Good salespeople often do poorly in these type businesses, because they are not easily duplicated. A good Network Marketing company will have professionally produced marketing tools that can be E-mailed or handed to prospects. Here is one of the best appointment setting scripts I have seen:

“I have a part time business that I am excited about.”

“You may or may not be interested, but it will only take 15-20 minutes of your life to look at it.”

“I would appreciate your time, because I usually enroll one out of ten people and I don’t mind if you are one of the nine not interested. I just need to present it to ten people to become successful. Can you help me?”

Everyone who has a networking business will become rich. I wish that were true, but success depends on following proven marketing plans, which are easily duplicated by others. It also requires consistent activity. Sprinters come off the line fast, but they also soon fade. It is better to dedicate one or two hours per day to the business, then spend a 10 or 12-hour day once a week or month.

Owning your own business will also require you to learn new skills such as motivating, encouraging, public speaking and organizing. Your success will be determined by your effective activity and determination. You will learn to keep going after you services are rejected by some of your friends and family members. Voices of discouragement will never silence. You need to learn how to become stronger. You can’t build a strong physical body with lots of hard work. Resisting the desires to quit will build your business strength.

To learn more about my Network Markeing business click here

Many are discovering the power of owning a part time business. There are substantial tax savings for business owners. Check with your tax preparer for details. But you may be thinking that you don’t have time to get a new business off the ground. Don’t they typically take years before they turn a profit? Yes, unless you join a company that has an established product or service with adequate market demand. You will find many of these companies when you investigate Network Marketing.

Network Marketing is much like the old co-ops, which were started by farmers. It was too expensive for a small farmer to own a large warehouse, so they pulled with other farmers and worked together. Everyone benefited because of the combined effort. You can make profits by only working 10-15 hours per week with a Network Marketing company. You can work by yourself or you can recruit others to join with you. You will help train and encourage them, and the company pays you a bonus on the work they produce. Many have produced more income form their part time business then they make at their full time job.

Passive or residual income is an important consideration when choosing a company. passive income is when you make one sale, but get paid over and over again for that sale. This happens when customers reorder or continue paying for a service year after year.

Here are some things to look for in a Network Marketing company:

• Two or more years in business. Network Marketing requires a large volume of cash to operate and pay everyone. During the 1980s, Texas Instruments decided to market a home computer through Network Marketing, it was called Tronics. The division went bankrupt within two years because Texas Instruments was bleeding cash and could not keep up with product demand.

• Evaluate the market demand. Is anyone else providing similar products or services? Search Ebay and Craigslist to see if you can find products discounted. This is a bad sign.

• Is the company selling something that will continue to be valuable for years to come, or is it a fad like the pet rock?

• How easy is it for someone to reorder? When someone runs out, how long does it take to get more? If it takes too long, they will buy something else at the local store.

• Does the company have a good reputation or do people run in fear at the mention of the name? Amway is one of the oldest Network Marketing companies in the country, but their reputation has been damaged by aggressive recruiting techniques. They are now spending millions of dollars to rebuild confidence in their name, but it will take years.

• Go with a company where distributors do not make money by recruiting someone. They should only be paid if someone purchases products or services. Otherwise people will simply concentrate on recruiting rather then training and selling product.

I am involved in a company with a strong history and very little competition. If interested, you may E-mail me for more information.

Ken Bear Cole

ken@aslbc.com

Some will get on another ride, but few will be able to create financial security. No matter how hard you work, or how much money you bring into the company, you only get paid once. You are only trading time for dollars.

Many Baby Boomers are tired of being replaced with a younger person who will work for less. Retirement is approaching and the well is running dry. So what can they do? The old thought of working for someone else is not looking kindly on this gereration. They need Passive or Residual Income.The ability to continue to be paid for work you do once.

Network Marketing has been the answer for many. Too many of us have had negative experiences from a network marketer who acted like a lion, hiding in the bushes, at the watering hole. They were waiting for someone to take a drink and they pounced. These individuals often have few friends, because of their unprofessional actions. That is no way to do business. With the endorsements of people like Robert Kiyosaki, the author of Rich Dad, Poor Dad, Network Marketing has been drawing a more professional crowd.

Network Marketing is a viable way to earn an income, build management skills and learn more about running a company. You don’t need to be a salesperson. Marketing tools with professional presentations, are available on line to E-mail to friends and others who are looking to get ahead. You are able to purchase the rights to market a company’s products or services without needing to pay for the expenses of employee payroll or facility costs. Like the Insurance Industry, you are able to build a team of representatives, from which you receive commission and overrides. Most of these companies have a small fee (usually under $500) for the rights to represent the company, but don’t be fooled by the low buy-in. You could be purchasing a gold mine, if the company is sound and has withstood the growing pains of Network Marketing.

Not all companies survive this transition. During the 1980’s Texas Instruments came out with a home computer and decided to market the product via Network Marketing. They became so overwhelmed with orders that the factory could not keep up. The division was closed within two years and lawsuits followed because of breach of contract.

And then there are the scams that pop up offering a “ground floor opportunity.” I recommend that you only deal with a company that has been doing this for at least two years. At first there are many kinks to be worked out of the system.